Tools · IRS Resolution & Collections

IRS Resolution Path Evaluator

Which option fitsOIC · IA · CNC★ PRO

Active client

Taxpayer name

Total tax debt owed

People in household

People under 65

People 65 and older

Months left on collection statute (CSED)

Fair market value and any loan per asset. Non-cash assets are valued at 80% (quick-sale); cash counts in full.

Asset	Fair market value	Loan balance	Realizable equity

Net realizable equity$0

National standards are automatic from household size; housing and transportation are local — look them up.

Wages / salary (gross)

Net business income / month

Other income / month

Total monthly income$0

National standard (auto)$0

Out-of-pocket health care (auto)$0

Housing & utilities (local)

Transportation (local)

Other necessary (insurance, taxes, court-ordered)

Total allowable expenses$0

Monthly disposable income$0

Ranked by fit. Always confirm against the client’s full facts and the current IRS standards.

What typically has to go with the 433/656 package — check off what's in hand so nothing is missing when it's time to mail it.