IRS Resolution · no e-file needed

Get a client out of IRS debt — in the right program, the first time.

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Start here: which program actually fits?

Open the Path Evaluator
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Your client’s data never leaves your computer Everything runs in your browser — nothing is uploaded, no account, no cloud. Your clients’ PII stays on your machine.
You don’t need to be an EA to use it LumioTax screens the case, prepares the 433/656 package your client can submit, and flags when full IRS representation belongs with an EA/CPA. The analysis and prep are legal for any preparer.
A real case — every number cited

From $90,000 owed to a $19,876 settlement

Before
$90,000
owed to the IRS, with CP504 levy notices arriving. The client thought bankruptcy was the only way out.
After the analysis
≈ $19,876
Offer in Compromise — the Reasonable Collection Potential (net equity + future income) supported settling for ~22% of the debt.
Computed from the IRS Collection Financial Standards · cited to IRC §7122 · Form 656. Run this exact case →

Illustrative example run through the same engine — not a specific client. Local standards and asset values must be verified per case.

Then: the program the evaluator points to

The command center

Case Cockpit

One screen for the client’s whole case — balance, abatable penalties, the recommended path, the CSED clock, the pre-filled forms and the package. It reads what your other tools already saved.

Open the Case Cockpit
When the debt outsizes what they can ever pay

Offer in Compromise

Reasonable Collection Potential from net realizable equity + future income against the IRS Collection Financial Standards — Form 656 fee, 20% initial payment, low-income waiver. Mailed on paper.

Open OIC Calculator
When they can pay over time, just not today

Installment Agreement

Which tier they qualify for (guaranteed / streamlined / regular), the minimum monthly payment, whether Form 433-F is required — cuts the failure-to-pay penalty in half.

Open Installment Agreement
When the tax is right but the penalty isn’t fair

Penalty Abatement

Screen for First-Time Abatement — one phone call — or build a reasonable-cause case, and print a ready-to-mail letter. Often worth hundreds to thousands per client.

Open Penalty Abatement
When the question is whether to even bother

Statute Calculator (CSED/ASED/RSED)

Sometimes the debt's collection statute already ran out. Compute when the IRS's right to collect, assess, or the taxpayer's right to a refund, simply expires — with tolling for bankruptcy, OIC and CDP.

Open Statute Calculator
Before anything: read the account

IRS Transcript Analyzer

Paste the client’s IRS account transcript and read what matters — the collection statute (CSED), the penalties you can abate, the balance and liens — decoded and cited in seconds.

Open Transcript Analyzer
See the full toolkit